Dear Prospective Client:

We enclose the "Employee Census Form" on which pertinent employee data should be listed so that we can obtain health insurance quotation for your company.

The census form enclosed has codes for indicating various family circumstances. This is requested because some insurance carriers can reduce your premiums by offering single. husband/wife, single parent/child, and full family rating structures.

As a licensed broker/consultant, we are affiliated with 45 insurance carriers. We will be able to present to you a comparison of the policy provisions and premium rates for a selection of these health insurance carriers that best fits your particular circumstances.

We look forward to working with you on offering a high quality and yet cost effective health plan.

Sincerely

Benefits Dynamics